Payments

Cash App is used for its convenience in sending and receiving money, along with its other features like investing and debit card options. Users appreciate its ease of use for peer-to-peer payments, and the fact that it doesn't charge monthly fees for basic services. 

Zelle is a popular choice for sending and receiving money because it's a fast, convenient, and free way to transfer funds directly to bank accounts. It's widely integrated into banking apps, allowing users to send money to friends and family with just an email address or U.S. mobile phone number, even if they bank at a different institution.